Information sent on behalf of Lincolnshire Police via Neighbourhood Alert on 6th Feb 2012 (to receive Alerts yourself, go to our Neighbourhood Alert page).
- Do you know if your motor insurance is valid?
- Did you buy your insurance policy off the Internet?
How can I check my policy?
The vehicle must have a record on the Motor Insurance Database (MID) - to check visit www.askMID.com.
Without an insurance record on the MID, the driver and keeper of the vehicle will face penalty’s, points and vehicle seizure by the Police and DVLA.
Other helpful tips to help identify fraudulent insurers and policies:
- If a deal seems too good to be true - it usually is. Be suspicious.
- If you find out your insurance is not valid, you need to take immediate action to comply with the law by obtaining valid insurance cover.
- Any company offering motor insurance in the UK must be a member of Motor Insurers’ Bureau (MIB) and contribute to the levy as well as supply data to the Motor Insurance Database (MID). Information about MIB membership is available at www.mib.org.uk/
- The MID is a record of insured vehicles in the UK. You can check your vehicle is on the MID at www.askMID.com.
- Driving without insurance has serious consequences. Your vehicle will be seized by Police and you will face a fine of up to £5,000, 6 points on your licence and £150 charge to get your vehicle back.
- Under Continuous Insurance Enforcement, the registered keeper must insure the vehicle at all times, or declare it as being off the road (SORN) with the DVLA. Keepers of vehicles with no insurance will receive a letter and if no action is taken then will get a £100 fine from DVLA. The vehicle may also be clamped and/or destroyed.
- If you know of someone offering illegal insurance policies in the UK, you can report this to Action Fraud on 0300 123 2040 or visit www.actionfraud.org.uk. If you have been affected by this or you believe you may have purchased insurance through Aston Midshires Insurance, then contact Consumer Direct on 08454 04 05 06.
Call Crimestoppers anonymously on Tel: 0800 555 111
(A national charity that enables members of the public to give confidential information relating to crimes and criminal activity, without giving their name or details.)
Message sent by Gill Finn (Police & NHWN, Community Safety Officer, Lincolnshire)